If I could, I would add the option: "Struggling with the intricacies of a bureaucracy." At the moment I'm trying to get a hold of my BA certificate, for which I should have all necessary grades for. However, some of these grades have not found their way to the institution that writes the certificates, so I need to get on people's nerves to get that done. Once I have it, I need it for my application for the master's program, which I've basically gone through already as well, but fom which I also need a notification that I won't get without my certificate. Now, once I have those two things, I can apply at the bafög-Amt, a governmentally run institution that hands out extremely cheap student loans that I need...well...to live, basically.
At the same time, I'm trying to move into another apartment. An endeavour that entails applications, deadlines and monetary issues so complex that it makes the above struggles with the university seem like a cakewalk. Honestly, given the choice of studying for several midterms at once or doing this, I would choose the midterms without a moment's hesitation. However, since I have no experience with either of the other options, i can't speak for these, so I'll refrain from voting for anything.